NASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis $29.89 +0.14 (+0.47%) (As of 09:04 AM ET) Add Compare Share Share Today's Range$29.89▼$29.8950-Day Range$24.12▼$33.7052-Week Range$13.74▼$52.48Volume55,861 shsAverage Volume7.99 million shsMarket Capitalization$9.24 billionP/E RatioN/ADividend YieldN/APrice Target$32.97 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrends Get Affirm alerts: Email Address Affirm MarketRank™ Stock AnalysisAnalyst RatingHold2.05 Rating ScoreUpside/Downside10.8% Upside$32.97 Price TargetShort InterestHealthy9.20% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment0.77Based on 4 Articles This WeekInsider TradingSelling Shares$526,757 Sold Last QuarterProj. Earnings GrowthGrowingFrom ($1.98) to ($1.46) Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.47 out of 5 starsBusiness Services Sector177th out of 301 stocksPersonal Credit Institutions Industry9th out of 13 stocks 3.0 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Hold. The company's average rating score is 2.05, and is based on 6 buy ratings, 9 hold ratings, and 5 sell ratings.Amount of Analyst CoverageAffirm has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Affirm's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted9.20% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently decreased by 4.06%, indicating that investor sentiment is improving. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 2.6 News and Social Media Coverage News SentimentAffirm has a news sentiment score of 0.77. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.41 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Affirm this week, compared to 2 articles on an average week.Search InterestOnly 34 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -26% compared to the previous 30 days.MarketBeat FollowsOnly 8 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is a decrease of -33% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $526,757.00 in company stock.Percentage Held by Insiders13.05% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Affirm's insider trading history. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($1.98) to ($1.46) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -13.34, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -13.34, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 3.48. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Affirm's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Crypto 101 MediaMassive Crypto Selloff = Historic OpportunityStocks recently suffered the worst 1-day loss since 2022… Cryptos got hammered as well…But here's the fact everyone is missing… As of this writing, Bitcoin is still up 28% year to date…And it's up 84% in the last year. Click here to get details on this opportunity now. About Affirm Stock (NASDAQ:AFRM)Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesAugust 21 at 4:05 PM | businesswire.comAffirm to Participate in Upcoming Investor ConferencesAugust 21 at 1:52 AM | americanbankingnews.comAffirm (NASDAQ:AFRM) Shares Up 3.3% After Analyst UpgradeAugust 22, 2024 | Crypto 101 Media (Ad)Massive Crypto Selloff = Historic OpportunityStocks recently suffered the worst 1-day loss since 2022… Cryptos got hammered as well…But here's the fact everyone is missing… As of this writing, Bitcoin is still up 28% year to date…And it's up 84% in the last year. August 21 at 1:16 AM | americanbankingnews.comAffirm (AFRM) Scheduled to Post Quarterly Earnings on WednesdayAugust 8, 2024 | investorplace.com3 Fintech Stocks to Sell in August Before They Crash & BurnJuly 29, 2024 | pymnts.comAffirm Asks CFPB to Consider Tailored Buy Now, Pay Later RulesJuly 11, 2024 | businesswire.comRONA Partners with Affirm to Bring Canadians a More Flexible Way to Pay for Home Improvement Supplies OnlineJuly 3, 2024 | investorplace.com3 Financial Stocks to Sell in July Before They Crash & BurnAugust 22, 2024 | Crypto 101 Media (Ad)Massive Crypto Selloff = Historic OpportunityStocks recently suffered the worst 1-day loss since 2022… Cryptos got hammered as well…But here's the fact everyone is missing… As of this writing, Bitcoin is still up 28% year to date…And it's up 84% in the last year. July 1, 2024 | reuters.comAffirm card users' personal information possibly compromised in Evolve Bank cyber attackJune 30, 2024 | investorplace.comThe 3 Smartest Fintech Stocks to Buy With $5K Right NowJune 28, 2024 | investorplace.comMarket Correction Alert: Sell These 3 Tech Stocks While You CanJune 28, 2024 | fool.comThis Hyper-Growth Fintech Stock Is a Table-Pounding Buy After Announcing Its New Blockbuster PartnershipJune 25, 2024 | seekingalpha.comAffirm: This BNPL Play Is Not A BargainJune 24, 2024 | investorplace.comGoldman Sachs Is Pounding the Table on Affirm (AFRM) StockJune 24, 2024 | proactiveinvestors.comAffirm surges on Goldman Sachs upgradeJune 24, 2024 | investopedia.comAffirm Holdings Surges as It Gets a 'Buy' Rating From Goldman SachsJune 23, 2024 | seekingalpha.comAffirm: Apple's Exit From Pay Later May Be A Growth DriverSee More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings5/08/2024Today8/21/2024Next Earnings (Confirmed)8/28/2024Fiscal Year End6/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryBanking Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Target$32.97 High Stock Price Target$65.00 Low Stock Price Target$12.00 Potential Upside/Downside+10.8%Consensus RatingHold Rating Score (0-4)2.05 Research Coverage20 Analysts Profitability EPS (Most Recent Fiscal Year)($2.23) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-32.17% Pretax Margin-32.17% Return on Equity-22.06% Return on Assets-6.56% Debt Debt-to-Equity Ratio2.43 Current Ratio12.94 Quick Ratio12.94 Sales & Book Value Annual Sales$2.11 billion Price / Sales4.36 Cash FlowN/A Price / Cash FlowN/A Book Value$8.54 per share Price / Book3.48Miscellaneous Outstanding Shares309,125,000Free Float268,784,000Market Cap$9.20 billion OptionableOptionable Beta3.45 Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Click the link below to learn more about using beta to protect yourself.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 48)Founder, CEO & Chairman Comp: $409.81kMr. Libor Michalek (Age 50)President & Director Comp: $475kMr. Michael A. Linford (Age 41)Chief Financial Officer Comp: $475kMs. Katherine Adkins Esq. (Age 61)Chief Legal Officer & Secretary Comp: $425kMr. Zane Keller C.F.A.Head of Investor RelationsMs. Brooke E. Major-Reid (Age 50)Chief Capital Officer Mr. Robert W. O'Hare (Age 43)Senior Vice President of Finance Dr. Wayne Pommen Ph.D. (Age 45)Chief Revenue Officer Pat SuhSenior Vice President of RevenueMr. Geddes MunsonSenior Vice President of EngineeringMore ExecutivesKey CompetitorsDeutsche Bank AktiengesellschaftNYSE:DBORIXNYSE:IXBanco BradescoNYSE:BBDOKB Financial GroupNYSE:KBShinhan Financial GroupNYSE:SHGView All CompetitorsInsiders & InstitutionsSusquehanna International Group LLPSold 1,001,200 shares on 8/16/2024Ownership: 0.000%Algert Global LLCBought 30,360 shares on 8/16/2024Ownership: 0.050%Quarry LPBought 3,597 shares on 8/16/2024Ownership: 0.001%AQR Capital Management LLCBought 722 shares on 8/15/2024Ownership: 0.009%Maverick Capital Ltd.Sold 2,017 shares on 8/15/2024Ownership: 0.006%View All Insider TransactionsView All Institutional Transactions AFRM Stock Analysis - Frequently Asked Questions How have AFRM shares performed this year? Affirm's stock was trading at $49.14 at the beginning of the year. Since then, AFRM shares have decreased by 39.5% and is now trading at $29.75. View the best growth stocks for 2024 here. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) released its earnings results on Wednesday, May, 8th. The company reported ($0.43) earnings per share for the quarter, topping the consensus estimate of ($0.70) by $0.27. Affirm's quarterly revenue was up 51.2% compared to the same quarter last year. When did Affirm IPO? Affirm (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company acted as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's top institutional shareholders include Baillie Gifford & Co. (4.34%), Susquehanna International Group LLP, Abdiel Capital Advisors LP (0.67%) and Dimensional Fund Advisors LP (0.62%). Insiders that own company stock include Private Ltd Gic, Michael Linford, Keith Rabois, Jeremy Philips, Katherine Adkins and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:AFRM) was last updated on 8/22/2024 by MarketBeat.com Staff From Our PartnersWhat Is the $7,882 Stimulus Payment 2024?Biden’s government just announced a new government "stimulus program"... And it could hand you a payment fo...Angel Publishing | SponsoredTrump is sounding the alarmEurope is one of the latest to release a central bank digital currency and along with it, new cash rules. 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