NYSE:XYF X Financial (XYF) Stock Price, News & Analysis $4.58 +0.13 (+2.92%) (As of 10:47 AM ET) Add Compare Share Share Today's Range$4.41▼$4.8850-Day Range$4.20▼$4.4652-Week Range$3.41▼$4.88Volume20,973 shsAverage Volume16,807 shsMarket Capitalization$224.08 millionP/E Ratio1.29Dividend Yield6.99%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrends Get X Financial alerts: Email Address X Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.01% of Shares Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment-0.17Based on 8 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.1.69 out of 5 starsFinance Sector649th out of 863 stocksNondepository Credit Institutions Industry35th out of 53 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for X Financial.Read more about X Financial's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.01% of the outstanding shares of X Financial have been sold short.Short Interest Ratio / Days to CoverX Financial has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in X Financial has recently increased by 3.28%, indicating that investor sentiment is decreasing. Previous Next 2.5 Dividend Strength Dividend LeadershipX Financial is a leading dividend payer. It pays a dividend yield of 7.57%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthX Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of X Financial is 9.04%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about X Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for XYF. Previous Next 1.0 News and Social Media Coverage News SentimentX Financial has a news sentiment score of -0.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.57 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for X Financial this week, compared to 1 article on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, X Financial insiders have not sold or bought any company stock.Percentage Held by Insiders31.58% of the stock of X Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.15% of the stock of X Financial is held by institutions.Read more about X Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of X Financial is 1.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 145.04.Price to Earnings Ratio vs. SectorThe P/E ratio of X Financial is 1.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.10.Price to Book Value per Share RatioX Financial has a P/B Ratio of 0.27. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about X Financial's valuation and earnings. 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The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.Read More XYF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart XYF Stock News HeadlinesAugust 22 at 6:45 AM | businessinsider.comA court filing unmasked the 100 investors in Elon Musk's X: a Saudi prince, major VCs, Diddy, and Jack DorseyAugust 21 at 8:52 PM | investorplace.comXYF Stock Earnings: X Financial Reported Results for Q2 2024August 22, 2024 | Crypto 101 Media (Ad)This Crypto Is Set to Explode in AugustWith thousands of cryptocurrencies out there, it's crucial to focus on the ONE that has the potential to make HUGE gains. Industry Giants are Investing Heavily in Blockchain Technology and THIS COIN is at the Heart of Their Strategy. It's a groundbreaking opportunity that could be poised for extraordinary gains. August 21 at 4:50 PM | prnewswire.comX Financial Reports Second Quarter 2024 Unaudited Financial ResultsAugust 21 at 1:50 PM | msn.comElon Musk’s $13 Billion X Deal Is Troublesome for BanksAugust 20 at 2:26 AM | americanbankingnews.comX Financial (XYF) Set to Announce Earnings on ThursdayAugust 18, 2024 | nz.finance.yahoo.comX Financial (XYF) stock historical prices & data – Yahoo FinanceAugust 16, 2024 | msn.comX-Factor #1 Review: X-Men Sell Out SpecialAugust 22, 2024 | Crypto 101 Media (Ad)This Crypto Is Set to Explode in AugustWith thousands of cryptocurrencies out there, it's crucial to focus on the ONE that has the potential to make HUGE gains. Industry Giants are Investing Heavily in Blockchain Technology and THIS COIN is at the Heart of Their Strategy. It's a groundbreaking opportunity that could be poised for extraordinary gains. August 13, 2024 | msn.comHow to delete your X account after Elon Musk’s ‘vile’ site helps fuel far-right riotsAugust 13, 2024 | prnewswire.comX Financial to Report Second Quarter 2024 Financial Results on August 22, 2024August 7, 2024 | techcrunch.comX is getting closer to launching its payment serviceJuly 30, 2024 | finance.yahoo.comX Financial (NYSE:XYF) investors are sitting on a loss of 46% if they invested five years agoJuly 28, 2024 | msn.com5 of Gen X’s Biggest Financial Regrets and How To Fix ThemJuly 25, 2024 | seekingalpha.comX-FAB Silicon Foundries SE (X-FABF) Q2 2024 Earnings Call TranscriptJuly 24, 2024 | msn.comGlobal X Financials Covered Call & Growth ETF declares monthly distribution of $0.0861July 15, 2024 | prnewswire.comX Financial Announces Results of Tender OfferJune 17, 2024 | stocknews.comHello Group: A Top Social Media Stock to WatchSee More Headlines Receive XYF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for X Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 5/31 Dividend5/09/2024Last Earnings5/30/2024Dividend Payable5/31/2024Today8/22/2024Next Earnings (Confirmed)8/22/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Nondepository credit institutions Sub-IndustryN/A Current SymbolNYSE:XYF CUSIPN/A CIK1725033 Webwww.xiaoyinggroup.com Phone8675586282977FaxN/AEmployees521Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.54 Trailing P/E Ratio1.26 Forward P/E RatioN/A P/E GrowthN/ANet Income$167.16 million Net Margins25.18% Pretax Margin30.00% Return on Equity21.60% Return on Assets11.03% Debt Debt-to-Equity RatioN/A Current Ratio1.86 Quick Ratio1.86 Sales & Book Value Annual Sales$2.09 billion Price / Sales0.10 Cash Flow$3.68 per share Price / Cash Flow1.21 Book Value$16.83 per share Price / Book0.26Miscellaneous Outstanding Shares48,926,000Free Float33,475,000Market Cap$217.72 million OptionableNot Optionable Beta0.28 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?Get This Free Report Key ExecutivesMr. Yue Tang (Age 52)Founder, CEO & Chairman Mr. Kan Li (Age 50)President & Director Mr. Ding Gao (Age 37)Co-Founder Mr. Fuya Zheng (Age 57)Chief Financial Officer Ms. Jennifer ZhangInvestor RelationsMr. Yufan Jiang (Age 40)Chief Risk Officer More ExecutivesKey CompetitorsBitFuFuNASDAQ:FUFUBitdeer Technologies GroupNASDAQ:BTDRVelocity FinancialNYSE:VELGreen DotNYSE:GDOTAMTD DigitalNYSE:HKDView All CompetitorsInstitutional OwnershipAcadian Asset Management LLCBought 10,684 shares on 8/6/2024Ownership: 0.115%View All Institutional Transactions XYF Stock Analysis - Frequently Asked Questions How have XYF shares performed this year? X Financial's stock was trading at $3.66 on January 1st, 2024. Since then, XYF shares have increased by 24.6% and is now trading at $4.56. View the best growth stocks for 2024 here. How were X Financial's earnings last quarter? X Financial (NYSE:XYF) issued its quarterly earnings results on Thursday, May, 30th. The company reported $0.88 EPS for the quarter. The company earned $167.30 million during the quarter. X Financial had a trailing twelve-month return on equity of 21.60% and a net margin of 25.18%. When did X Financial IPO? X Financial (XYF) raised $110 million in an IPO on Wednesday, September 19th 2018. The company issued 11,000,000 shares at $9.00-$11.00 per share. Deutsche Bank Securities and Morgan Stanley acted as the underwriters for the IPO and EBS International, China Merchants Securities (HK) and AMTD Tiger were co-managers. Who are X Financial's major shareholders? X Financial's top institutional shareholders include Acadian Asset Management LLC (0.12%). How do I buy shares of X Financial? Shares of XYF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of X Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that X Financial investors own include AbbVie (ABBV), Bank of Nova Scotia (BNS), Baytex Energy (BTE), HUYA (HUYA), NIO (NIO), Agile Therapeutics (AGRX) and Amarin (AMRN). This page (NYSE:XYF) was last updated on 8/22/2024 by MarketBeat.com Staff From Our PartnersWhat Is the $7,882 Stimulus Payment 2024?Biden’s government just announced a new government "stimulus program"... 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