NYSE:YRD Yiren Digital (YRD) Stock Price, News & Analysis $4.78 +0.16 (+3.46%) (As of 10:47 AM ET) Add Compare Share Share Today's Range$4.67▼$4.8050-Day Range$4.32▼$4.9952-Week Range$2.16▼$5.80Volume35,940 shsAverage Volume123,272 shsMarket Capitalization$415.55 millionP/E Ratio1.44Dividend Yield11.72%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrends Get Yiren Digital alerts: Email Address Yiren Digital MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.20% of Shares Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.21Based on 9 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.19 out of 5 starsComputer And Technology Sector380th out of 594 stocksNondepository Credit Institutions Industry29th out of 53 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Yiren Digital.Read more about Yiren Digital's stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.20% of the outstanding shares of Yiren Digital have been sold short.Short Interest Ratio / Days to CoverYiren Digital has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Yiren Digital has recently decreased by 13.10%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipYiren Digital is a leading dividend payer. It pays a dividend yield of 8.66%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthYiren Digital does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Yiren Digital is 16.82%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Yiren Digital's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for YRD. Previous Next 2.3 News and Social Media Coverage News SentimentYiren Digital has a news sentiment score of 0.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.41 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Yiren Digital this week, compared to 1 article on an average week.Search Interest2 people have searched for YRD on MarketBeat in the last 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Yiren Digital insiders have not sold or bought any company stock.Percentage Held by Insiders42.20% of the stock of Yiren Digital is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 1.99% of the stock of Yiren Digital is held by institutions.Read more about Yiren Digital's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Yiren Digital is 1.41, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 145.04.Price to Earnings Ratio vs. SectorThe P/E ratio of Yiren Digital is 1.41, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 284.69.Price to Book Value per Share RatioYiren Digital has a P/B Ratio of 0.36. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Yiren Digital's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the MarketsSecure this "AI Fuel" Stock Before the Billionaires Buy It AllAccording to the Washington Post, America is running out of a crucial component for AI. Without this "AI fuel," firms like NVIDIA would have to shut down their operations.Click here for the ticker >>> About Yiren Digital Stock (NYSE:YRD)Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.Read More YRD Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart YRD Stock News HeadlinesAugust 21 at 9:59 AM | msn.comYiren Digital Ltd. (NYSE:YRD) Q2 2024 Earnings Call TranscriptAugust 21 at 9:42 AM | americanbankingnews.comYiren Digital (NYSE:YRD) Announces Earnings ResultsAugust 22, 2024 | TradingTips (Ad)Buy these “two-bagger” stocksWe’ve put together something special for our subscribers — a free report on 5 stocks we believe could double in 2024. It’s straightforward, easy to understand, and most importantly, actionable.August 21 at 3:03 AM | gurufocus.comQ2 2024 Yiren Digital Ltd Earnings Call TranscriptAugust 20 at 10:09 AM | investorplace.comYRD Stock Earnings: Yiren Digital Reported Results for Q2 2024August 20 at 4:52 AM | prnewswire.comYiren Digital Reports Second Quarter 2024 Financial ResultsAugust 15, 2024 | americanbankingnews.comYiren Digital (YRD) to Release Earnings on TuesdayAugust 15, 2024 | americanbankingnews.comYiren Digital (NYSE:YRD) Stock Passes Above Fifty Day Moving Average of $4.69August 22, 2024 | TradingTips (Ad)Buy these “two-bagger” stocksWe’ve put together something special for our subscribers — a free report on 5 stocks we believe could double in 2024. It’s straightforward, easy to understand, and most importantly, actionable.August 14, 2024 | prnewswire.comYiren Digital to Report Second Quarter 2024 Financial Results on August 20, 2024August 14, 2024 | americanbankingnews.comYiren Digital (NYSE:YRD) versus BTC Digital (NASDAQ:BTCT) Critical ComparisonJuly 12, 2024 | prnewswire.comYiren Digital's First ESG Report Highlights at a GlanceJune 28, 2024 | prnewswire.comYiren Digital Releases 2023 ESG ReportJune 22, 2024 | gurufocus.comQ1 2024 Yiren Digital Ltd Earnings Call TranscriptJune 21, 2024 | investorplace.comYRD Stock Earnings: Yiren Digital Reported Results for Q1 2024June 21, 2024 | prnewswire.comYiren Digital Reports First Quarter 2024 Financial ResultsJune 14, 2024 | prnewswire.comYiren Digital to Report First Quarter 2024 Financial Results on June 21, 2024June 6, 2024 | prnewswire.comYiren Digital at Forefront of AI Transformation: Board Director Huang Jingsheng Addresses GenAI Summit San Francisco 2024See More Headlines Receive YRD Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Yiren Digital and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings8/20/2024Today8/21/2024Ex-Dividend for 10/15 Dividend9/30/2024Dividend Payable10/15/2024Next Earnings (Estimated)11/19/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorComputer and Technology Industry Nondepository credit institutions Sub-IndustryBanking Current SymbolNYSE:YRD CUSIPN/A CIK1631761 Webwww.yirendai.com Phone861050905315FaxN/AEmployees3,800Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$3.33 Trailing P/E Ratio1.39 Forward P/E RatioN/A P/E GrowthN/ANet Income$292.99 million Net Margins40.47% Pretax Margin51.61% Return on Equity27.42% Return on Assets21.39% Debt Debt-to-Equity RatioN/A Current Ratio4.73 Quick Ratio4.73 Sales & Book Value Annual Sales$5.29 billion Price / Sales0.08 Cash Flow$3.19 per share Price / Cash Flow1.45 Book Value$12.85 per share Price / Book0.36Miscellaneous Outstanding Shares86,935,000Free Float50,248,000Market Cap$401.64 million OptionableOptionable Beta0.72 Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Click the link below to learn more about using beta to protect yourself.Get This Free Report Key ExecutivesMr. Ning Tang (Age 50)Executive Chairman & CEO Ms. Na Mei (Age 42)Chief Financial Officer Mr. Hui LiDirector of Investor RelationsMs. Bin YangChief Human Resources OfficerMs. Mei ZhaoChief Executive Officer of Yiren CreditMs. Lydia YuInvestor Relations OfficerMore ExecutivesKey CompetitorsPathward FinancialNASDAQ:CASHLufaxNYSE:LUCustomers BancorpNYSE:CUBINicolet BanksharesNYSE:NICTeraWulfNASDAQ:WULFView All CompetitorsInstitutional OwnershipXTX Topco LtdBought 15,363 shares on 8/12/2024Ownership: 0.018%Dimensional Fund Advisors LPBought 90,726 shares on 8/9/2024Ownership: 1.175%Acadian Asset Management LLCBought 25,811 shares on 8/6/2024Ownership: 0.498%Secure Asset Management LLCBought 68,444 shares on 7/24/2024Ownership: 0.079%View All Institutional Transactions YRD Stock Analysis - Frequently Asked Questions How have YRD shares performed this year? Yiren Digital's stock was trading at $3.12 at the start of the year. Since then, YRD stock has increased by 50.0% and is now trading at $4.68. View the best growth stocks for 2024 here. How were Yiren Digital's earnings last quarter? Yiren Digital Ltd. (NYSE:YRD) released its quarterly earnings results on Tuesday, August, 20th. The technology company reported $0.65 earnings per share for the quarter. The technology company had revenue of $205.93 million for the quarter. Yiren Digital had a trailing twelve-month return on equity of 27.42% and a net margin of 40.47%. When did Yiren Digital IPO? Yiren Digital (YRD) raised $75 million in an initial public offering (IPO) on Friday, December 18th 2015. The company issued 7,500,000 shares at a price of $9.00-$11.00 per share. Morgan Stanley, Credit Suisse and China Renaissance served as the underwriters for the IPO and Needham & Company was co-manager. Who are Yiren Digital's major shareholders? Yiren Digital's top institutional investors include Dimensional Fund Advisors LP (1.17%), Acadian Asset Management LLC (0.50%), Secure Asset Management LLC (0.08%) and XTX Topco Ltd (0.02%). How do I buy shares of Yiren Digital? Shares of YRD stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Yiren Digital own? Based on aggregate information from My MarketBeat watchlists, some other companies that Yiren Digital investors own include Alibaba Group (BABA), NVIDIA (NVDA), Baidu (BIDU), Micron Technology (MU), Qudian (QD), Weibo (WB) and Salesforce (CRM). This page (NYSE:YRD) was last updated on 8/22/2024 by MarketBeat.com Staff From Our PartnersWhat Is the $7,882 Stimulus Payment 2024?Biden’s government just announced a new government "stimulus program"... 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