NASDAQ:OPHC OptimumBank (OPHC) Stock Price, News & Analysis $4.75 -0.05 (-1.04%) (As of 10:39 AM ET) Add Compare Share Share Today's Range$4.66▼$4.8250-Day Range$4.16▼$4.9652-Week Range$2.98▼$4.98Volume6,107 shsAverage Volume12,565 shsMarket Capitalization$45.77 millionP/E Ratio4.66Dividend YieldN/APrice Target$5.25 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrends Get OptimumBank alerts: Email Address OptimumBank MarketRank™ Stock AnalysisAnalyst RatingHold2.00 Rating ScoreUpside/Downside8.9% Upside$5.25 Price TargetShort InterestHealthy1.26% of Shares Sold ShortDividend StrengthN/ASustainabilityN/ANews SentimentN/AInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.0.44 out of 5 starsFinance Sector836th out of 863 stocksNational Commercial Banks Industry82nd out of 83 stocks 1.0 Analyst's Opinion Consensus RatingOptimumBank has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageOptimumBank has received no research coverage in the past 90 days.Read more about OptimumBank's stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.26% of the outstanding shares of OptimumBank have been sold short.Short Interest Ratio / Days to CoverOptimumBank has a short interest ratio ("days to cover") of 7.Change versus previous monthShort interest in OptimumBank has recently decreased by 2.02%, indicating that investor sentiment is improving. Previous Next 0.0 Dividend Strength Dividend YieldOptimumBank does not currently pay a dividend.Dividend GrowthOptimumBank does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPHC. Previous Next N/A News and Social Media Coverage Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, OptimumBank insiders have not sold or bought any company stock.Percentage Held by Insiders13.89% of the stock of OptimumBank is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 7.43% of the stock of OptimumBank is held by institutions.Read more about OptimumBank's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of OptimumBank is 4.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 145.04.Price to Earnings Ratio vs. SectorThe P/E ratio of OptimumBank is 4.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 50.10.Price to Book Value per Share RatioOptimumBank has a P/B Ratio of 0.54. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OptimumBank's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad DTIAir Force quietly working with sub $10 stock on new techThere is a little-known energy technology stock that has made an incredible breakthrough… Which could become crucial to the operations of the US Military. And right now there are plans for this stock to undertake a major test project at a US Air Force based in Alaska. Now, this incredible breakthrough is still in its earliest stages… Which means you still have a chance to get in while its trading for under $10.You need to check out the full story right here. About OptimumBank Stock (NASDAQ:OPHC)OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. The company also offers residential and commercial real estate, multi-family real estate, land and construction loans; commercial loans are generally used for working capital purposes or for acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, it provides Visa debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. The company was founded in 2000 and is based in Fort Lauderdale, Florida.Read More OPHC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPHC Stock News HeadlinesAugust 14, 2024 | americanbankingnews.comOptimumBank (NASDAQ:OPHC) Coverage Initiated by Analysts at StockNews.comAugust 11, 2024 | finance.yahoo.comOptimumBank Holdings Second Quarter 2024 Earnings: EPS: US$0.36 (vs US$0.18 in 2Q 2023)August 22, 2024 | Stansberry Research (Ad)Millionaire Investor Warns: “Brace for Apple Collapse”Apple stock has quadrupled over the past five years. But now even Warren Buffett is pulling the plug. The Oracle of Omaha just sold HALF his stake – worth more than $75 billion in the iconic tech company.August 7, 2024 | finanznachrichten.deOptimumBank Holdings, Inc.: OptimumBank Holding, Inc. Financial Performance for the Second Quarter of 2024August 6, 2024 | globenewswire.comOptimumBank Holding, Inc. Financial Performance for the Second Quarter of 2024July 15, 2024 | globenewswire.comOptimumBank to Host Inaugural Virtual Banking Conference on September 12, 2024, via Live WebcastMay 24, 2024 | msn.comCompass Point Initiates Coverage of OptimumBank Holdings (OPHC) with Neutral RecommendationMay 23, 2024 | bizjournals.comBroward community banks bullish on loan growth. Here’s why.August 22, 2024 | Stansberry Research (Ad)Millionaire Investor Warns: “Brace for Apple Collapse”Apple stock has quadrupled over the past five years. But now even Warren Buffett is pulling the plug. The Oracle of Omaha just sold HALF his stake – worth more than $75 billion in the iconic tech company.May 23, 2024 | globenewswire.comOptimumBank Holdings, Inc. To Hold Annual Shareholder Meeting and Investor Day, Wednesday, May 29, 2024 at its Headquarters in Ft. Lauderdale, FloridaMay 16, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces First Quarter ResultsMay 14, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q1 2024April 29, 2024 | msn.comOptimumBank Holdings files to sell 1.38M shares of common stock for holdersApril 12, 2024 | wsj.comOptimumBank Holdings Inc.April 7, 2024 | morningstar.comOptimumBank Holdings Inc OPHCMarch 15, 2024 | investorplace.comOPHC Stock Earnings: OptimumBank Hldgs Reported Results for Q4 2023March 12, 2024 | globenewswire.comOptimumBank Holdings, Inc. (the “Company”) (OPHC-NASDAQ) Announces Full Year ResultsMarch 10, 2024 | finance.yahoo.comHere's Why We Think OptimumBank Holdings (NASDAQ:OPHC) Might Deserve Your Attention TodaySee More Headlines Receive OPHC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OptimumBank and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings8/05/2024Today8/22/2024Next Earnings (Estimated)11/14/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:OPHC CUSIPN/A CIK1288855 Webwww.optimumbank.com Phone(954) 900-2800Fax954-900-2851Employees40Year FoundedN/APrice Target and Rating Average Stock Price Target$5.25 High Stock Price Target$5.25 Low Stock Price Target$5.25 Potential Upside/Downside+8.9%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$1.02 Trailing P/E Ratio4.73 Forward P/E RatioN/A P/E GrowthN/ANet Income$6.28 million Net Margins18.24% Pretax Margin24.55% Return on Equity12.66% Return on Assets1.16% Debt Debt-to-Equity Ratio0.52 Current Ratio1.13 Quick Ratio1.13 Sales & Book Value Annual Sales$33.95 million Price / Sales1.37 Cash Flow$0.98 per share Price / Cash Flow4.91 Book Value$8.99 per share Price / Book0.54Miscellaneous Outstanding Shares9,635,000Free Float8,297,000Market Cap$46.44 million OptionableNot Optionable Beta0.40 The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? Click the link below to learn more about how your portfolio could bloom.Get This Free Report Key ExecutivesMr. Timothy L. Terry (Age 68)Principal Executive Officer Comp: $277.57kMr. Joel J. Klein (Age 77)Interim Principal Financial Officer & Director Comp: $20kMr. Gene BabchickDirector of Business DevelopmentMs. Lesile M. LeggVice President of Bank Operations, Branch Administration & Human ResourcesMr. Frank A. NelsonSenior Vice President of LendingMs. Lisa CorrAssistant Vice President of LendingMore ExecutivesKey CompetitorsAmeriServ FinancialNASDAQ:ASRVEmclaire FinancialNASDAQ:EMCFRiverview FinancialNASDAQ:RIVEFirst UnitedNASDAQ:FUNCOP BancorpNASDAQ:OPBKView All CompetitorsInstitutional OwnershipRenaissance Technologies LLCBought 9,228 shares on 8/9/2024Ownership: 0.544%Dimensional Fund Advisors LPBought 8,960 shares on 8/9/2024Ownership: 0.271%View All Institutional Transactions OPHC Stock Analysis - Frequently Asked Questions How have OPHC shares performed this year? OptimumBank's stock was trading at $4.18 at the beginning of the year. Since then, OPHC shares have increased by 15.3% and is now trading at $4.82. View the best growth stocks for 2024 here. How were OptimumBank's earnings last quarter? OptimumBank Holdings, Inc. (NASDAQ:OPHC) announced its quarterly earnings data on Monday, August, 5th. The bank reported $0.34 EPS for the quarter. The bank had revenue of $9.94 million for the quarter. OptimumBank had a net margin of 18.24% and a trailing twelve-month return on equity of 12.66%. When did OptimumBank's stock split? OptimumBank's stock reverse split on the morning of Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of stock prior to the reverse split would have 10 shares after the split. Who are OptimumBank's major shareholders? OptimumBank's top institutional shareholders include Renaissance Technologies LLC (0.54%) and Dimensional Fund Advisors LP (0.27%). View institutional ownership trends. How do I buy shares of OptimumBank? Shares of OPHC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of OptimumBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that OptimumBank investors own include AcelRx Pharmaceuticals (ACRX), BIOLASE (BIOL), Albireo Pharma (ALBO), Athersys (ATHX), Cyclacel Pharmaceuticals (CYCC) and Gevo (GEVO). This page (NASDAQ:OPHC) was last updated on 8/22/2024 by MarketBeat.com Staff From Our PartnersWhat Is the $7,882 Stimulus Payment 2024?Biden’s government just announced a new government "stimulus program"... 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