NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis $133.36 -1.90 (-1.40%) (As of 08/21/2024 ET) Add Compare Share Share Today's Range$132.90▼$136.3150-Day Range$122.02▼$144.7552-Week Range$79.04▼$147.61Volume1.70 million shsAverage Volume1.74 million shsMarket Capitalization$33.44 billionP/E Ratio15.21Dividend Yield2.10%Price Target$131.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrends Get Discover Financial Services alerts: Email Address Discover Financial Services MarketRank™ Stock AnalysisAnalyst RatingHold2.40 Rating ScoreUpside/Downside1.5% Downside$131.33 Price TargetShort InterestHealthy1.25% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.24Upright™ Environmental ScoreNews Sentiment0.56Based on 8 Articles This WeekInsider TradingN/AProj. Earnings Growth6.62%From $12.23 to $13.04 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.64 out of 5 starsFinance Sector80th out of 863 stocksPersonal Credit Institutions Industry4th out of 13 stocks 2.2 Analyst's Opinion Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 8 buy ratings, 12 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Discover Financial Services' stock forecast and price target. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.25% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently increased by 34.33%, indicating that investor sentiment is decreasing significantly. Previous Next 4.2 Dividend Strength Dividend YieldDiscover Financial Services pays a meaningful dividend of 2.14%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 31.93%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 21.47% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend.Read more about Discover Financial Services' dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreDiscover Financial Services has received a 53.30% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Mortgages", "Consumer savings accounts provided by brick and mortar banks", "Consumer transaction accounts provided by brick and mortar banks", "Debit cards", "Credit cards", and "Card payment software" products. See details.Environmental SustainabilityThe Environmental Impact score for Discover Financial Services is -0.24. Previous Next 1.4 News and Social Media Coverage News SentimentDiscover Financial Services has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Discover Financial Services this week, compared to 11 articles on an average week.Search InterestOnly 9 people have searched for DFS on MarketBeat in the last 30 days. This is a decrease of -36% compared to the previous 30 days.MarketBeat FollowsOnly 11 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -21% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Discover Financial Services' insider trading history. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Discover Financial Services are expected to grow by 6.62% in the coming year, from $12.23 to $13.04 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 15.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.90.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 15.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 48.91.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 0.90. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.23. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Discover Financial Services' valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Investors AlleyGrab this ETF paying a huge 22% dividendImagine a world where you don't have to stress about inflation eroding your savings... Where your paycheck worries melt away...All because of one ETF paying a huge 22% dividend. About Discover Financial Services Stock (NYSE:DFS)Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More DFS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart DFS Stock News HeadlinesAugust 21 at 7:45 AM | marketbeat.comCan Visa Capitalize on Surging Record Credit Card Debt Levels? (DFS)Global payment technology company Visa Inc. (NYSE: V) stock is up 2.7% year-to-date (YTD), underperforming the 16.62% gain for the S&P 500 index.August 17, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Sees Large Increase in Short InterestAugust 22, 2024 | Behind the Markets (Ad)Secure this "AI Fuel" Stock Before the Billionaires Buy It AllAccording to the Washington Post, America is running out of a crucial component for AI. Without this "AI fuel," firms like NVIDIA would have to shut down their operations.August 16, 2024 | americanbankingnews.comStockNews.com Begins Coverage on Discover Financial Services (NYSE:DFS)August 15, 2024 | markets.businessinsider.comJefferies Reaffirms Their Buy Rating on Discover Financial Services (DFS)August 14, 2024 | forbes.com8 Most Undervalued Stocks To Buy In SeptemberAugust 14, 2024 | ca.finance.yahoo.comDFS Aug 2024 124.000 putAugust 12, 2024 | finance.yahoo.comDFS Aug 2024 149.000 call (DFS240816C00149000)August 22, 2024 | Behind the Markets (Ad)Secure this "AI Fuel" Stock Before the Billionaires Buy It AllAccording to the Washington Post, America is running out of a crucial component for AI. Without this "AI fuel," firms like NVIDIA would have to shut down their operations.August 12, 2024 | finance.yahoo.comDFS Aug 2024 141.000 put (DFS240816P00141000)August 8, 2024 | msn.comAre Wall Street Analysts Bullish on Discover Financial Services (DFS) Now?August 6, 2024 | uk.finance.yahoo.comDiscover Financial Services (DFS.VI)July 26, 2024 | globenewswire.comTNR, The Niche Research Reports: Discover the Surging Demand Fueling Nematicides Market GrowthJuly 23, 2024 | bizjournals.comDiscover opens $16 million dual-purpose facility in WhitehallJuly 22, 2024 | insidermonkey.comDiscover Financial Services (NYSE:DFS) Q2 2024 Earnings Call TranscriptJuly 22, 2024 | markets.businessinsider.comRBC Capital Sticks to Its Hold Rating for Discover Financial Services (DFS)July 22, 2024 | forbes.comDiscover Financial Stock Topped The Estimates In Q2, Where Is It Headed?July 19, 2024 | markets.businessinsider.comSeaport Global Reaffirms Their Hold Rating on Discover Financial Services (DFS)See More Headlines Receive DFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 6/6 Dividend5/22/2024Dividend Payable6/06/2024Last Earnings7/17/2024Today8/21/2024Ex-Dividend for 9/5 Dividend8/22/2024Dividend Payable9/05/2024Next Earnings (Estimated)10/16/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$131.33 High Stock Price Target$168.00 Low Stock Price Target$98.00 Potential Upside/Downside-1.5%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage20 Analysts Profitability EPS (Most Recent Fiscal Year)$8.77 Trailing P/E Ratio15.21 Forward P/E Ratio10.90 P/E Growth0.9Net Income$2.94 billion Net Margins12.88% Pretax Margin17.15% Return on Equity20.92% Return on Assets1.94% Debt Debt-to-Equity Ratio1.28 Current Ratio1.12 Quick Ratio1.12 Sales & Book Value Annual Sales$16.99 billion Price / Sales1.97 Cash Flow$11.48 per share Price / Cash Flow11.62 Book Value$59.79 per share Price / Book2.23Miscellaneous Outstanding Shares250,778,000Free Float249,048,000Market Cap$33.44 billion OptionableOptionable Beta1.43 Social Links 7 Stocks to Buy And Hold ForeverClick the link below and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. Get This Free Report Key ExecutivesMr. J. Michael Shepherd (Age 69)Interim CEO, President & Director Comp: $60.42kMr. John Thomas Greene (Age 58)Executive VP & CFO Comp: $1.33MMs. Hope D. Mehlman (Age 59)Executive VP, Chief Legal Officer, General Counsel & Corporate Secretary Comp: $4.42MMr. Daniel Peter Capozzi (Age 52)Executive VP & President of Consumer Banking Comp: $913.47kMr. Keith E. Toney (Age 52)Executive VP and President of Credit & Decision Management Comp: $1.12MMs. Shifra KolskyChief Accounting Officer, Senior VP & ControllerMr. Jason J. Strle (Age 47)Executive VP & Chief Information Officer Mr. Eric Edmund WasserstromHead of Investor RelationsMr. Jason Hanson (Age 45)Executive VP, President of Payment Services & Senior VP of Network Operations Mr. Bill ChippendaleChief Audit ExecutiveMore ExecutivesKey CompetitorsCapital One FinancialNYSE:COFCredit AcceptanceNASDAQ:CACCSLMNASDAQ:SLMNelnetNYSE:NNIEncore Capital GroupNASDAQ:ECPGView All CompetitorsInsiders & InstitutionsTruist Financial CorpSold 242,302 shares on 8/21/2024Ownership: 0.120%EP Wealth Advisors LLCBought 189 shares on 8/19/2024Ownership: 0.002%B. Riley Wealth Advisors Inc.Sold 3,435 shares on 8/19/2024Ownership: 0.002%Water Island Capital LLCSold 266 shares on 8/16/2024Ownership: 0.004%Chicago Wealth Management Inc.Sold 100 shares on 8/16/2024Ownership: 0.001%View All Insider TransactionsView All Institutional Transactions Should I Buy Discover Financial Services Stock? DFS Pros and Cons Explained Pros Here are some ways that investors could benefit from investing in Discover Financial Services: Discover Financial Services stock has shown resilience, with a 52-week high of $147.61, indicating potential for growth. The company reported strong quarterly earnings, beating analysts' estimates by a significant margin, showcasing financial stability and performance. Discover Financial Services has a solid return on equity of 20.92%, indicating efficient utilization of shareholder funds to generate profits. The company offers a dividend yield of 2.24%, providing investors with a steady income stream. Analysts have given the stock a consensus rating of "Hold," suggesting a balanced outlook that may appeal to a wide range of investors. Cons Investors should be bearish about investing in Discover Financial Services for these reasons: The stock price has been volatile, with fluctuations in trading, which may pose risks for short-term investors. Discover Financial Services has a debt-to-equity ratio of 1.28, indicating a relatively high level of debt that could impact financial flexibility. The company's P/E ratio of 14.23 is higher than the industry average, potentially signaling overvaluation. Discover Financial Services operates in a competitive industry, facing challenges from other financial service providers that could impact market share. While the company has a dividend payout ratio of 31.93%, investors should consider the sustainability of dividend payments in the long term. These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, August 11, 2024. Please send any questions or comments about these Discover Financial Services pros and cons to contact@marketbeat.com. DFS Stock Analysis - Frequently Asked Questions How have DFS shares performed this year? Discover Financial Services' stock was trading at $112.40 at the beginning of 2024. Since then, DFS stock has increased by 18.6% and is now trading at $133.36. View the best growth stocks for 2024 here. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) issued its earnings results on Wednesday, July, 17th. The financial services provider reported $6.06 EPS for the quarter, beating analysts' consensus estimates of $3.06 by $3.00. The company's revenue for the quarter was up 17.0% on a year-over-year basis. Read the conference call transcript. How will Discover Financial Services' stock buyback program work? Discover Financial Services' board approved a stock buyback plan on Wednesday, April 19th 2023, which allows the company to buy back $2,700,000,000 in shares, according to EventVestor. This means that the company could buy up to 9.8% of its stock through open market purchases. Stock buyback plans are often an indication that the company's board believes its stock is undervalued. What is Roger Hochschild's approval rating as Discover Financial Services' CEO? 291 employees have rated Discover Financial Services Chief Executive Officer Roger Hochschild on Glassdoor.com. Roger Hochschild has an approval rating of 86% among the company's employees. Does Discover Financial Services have any subsidiaries? Discover Financial Services subsidiaries include these companies: Home Loan Center, Student Loan Corporation, First National Bank Alaska, Diners Club International, DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., and others. Who are Discover Financial Services' major shareholders? Top institutional shareholders of Discover Financial Services include Dimensional Fund Advisors LP (1.47%), Sessa Capital IM L.P. (1.01%), Bank of New York Mellon Corp (0.81%) and LSV Asset Management (0.65%). Insiders that own company stock include Carlos Minetti, Michael H Moskow, Robert Andrew Eichfeld, John Greene, Cynthia A Glassman, Shifra Kolsky and Daniel Peter Capozzi. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Discover Financial Services investors own include AT&T (T), Intel (INTC), JPMorgan Chase & Co. (JPM), AbbVie (ABBV), CVS Health (CVS), Bank of America (BAC) and Cisco Systems (CSCO). 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